The saying goes, “A fool and his money are soon parted.” I’ve lived that saying for a long time, unfortunately, so when I saw The Money Book by Denise Kiernan and Joseph D’Agnese I wondered what sage (unusable) advice I would find between the covers. I wondered if it was going to be another Rich Dad, Poor Dad, a book that promises to give you secrets to accumulating wealth, but never delivers.
To be honest, I first picked it up because I liked the cover (remember the 8-second rule?). I decided to take a look inside when I realized they were speaking specifically to people like myself, a part-timer trying to make enough to eventually go freelance. The very first example the authors shared felt almost like a story from my own past. I was sold. I immediately found out if I could by it on Amazon for less than Borders was asking for it, which I could. So I shelved the copy I was perusing, went home, and bought a used copy.
From there it’s been an exciting ride of digging out past financial statements, cringing before lists of foolish purchases and working diligently on putting together a plan to make a go of it — financially speaking. (My husband thought their no nonsense language regarding credit cards being “dragons” we must slay was particularly well said. :)) I’m also looking forward to increasing the percentages we’re able to sock away for ourselves in the various savings accounts Kiernan and D’Agnese suggest those of us “with not-so-regular jobs” open.
The Money Book plan is so simple, I think even we can follow it.
What have you done to make changes in your finances? What’s worked? What hasn’t?